Risk Researcher is a web-based, fully interactive risk insurance quotation system that contains all the tools necessary to determine client risk needs, and assess, model and recommend risk solutions. Advisers can maintain preferred and approved product lists (APLs) at a Life Company or product level, and can create APLs at a group or user level.

Automated research updates from data providers ensures your data is always current.

Features

• Needs Analysis - support for simple or comprehensive client risk assessment.
• Premium Modelling - comprehensive tools and live connectivity to Life Office Quotation software
• Product Research - analyse, rate and compare policy features and benefits
• Document Library - up-to-date Product Disclosure Statements (PDS), application forms and advisor guides
• Reverse-style Benefit Modelling
• Risk Tools - interrogate medical underwriting requirements and perform stepped and level premium comparisons or Agreed versus Indemnity income protection comparisons
• Recommendations - templates for recording client insurance scenarios and generating compliant Statements of Advice (SOA)