The objective of the survey is to help drive innovation and best practice in the mortgage market for the good of lenders, intermediaries and consumers.
A number of influences will have a bearing on the mortgage market in 2016, the EU Mortgage Credit Directive, the new three percentage point stamp duty surcharge on buy-to-let properties announced in the 2015 Autumn Statement coming into effect in April, and an increase in the number of challenger banks and new entrants.
All of these point to an increased reliance on the advice process and the continued rise of the intermediary market.
To compete effectively in this market lenders need to invest. Our research highlights where this could best be made.
This year the survey includes insight from 16 lenders, who between them represent approximately an 80% market share of the intermediary mortgage market, and over 220 intermediaries who participated in the survey.
You can watch our panel discussion and download the full report below.
Henry Woodcock, Robert Sinclair, Peter Williams and Louisa Sedgwick discuss the findings of the IRESS Intermediary Mortgage Survey 2016
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