The objective of the survey is to help drive innovation and best practice in the mortgage market for the good of lenders, intermediaries and consumers.
A number of influences will have a bearing on the mortgage market in 2016, the EU Mortgage Credit Directive, the new three percentage point stamp duty surcharge on buy-to-let properties announced in the 2015 Autumn Statement coming into effect in April, and an increase in the number of challenger banks and new entrants.
All of these point to an increased reliance on the advice process and the continued rise of the intermediary market.
To compete effectively in this market lenders need to invest. Our research highlights where this could best be made.
This year the survey includes insight from 16 lenders, who between them represent approximately an 80% market share of the intermediary mortgage market, and over 220 intermediaries who participated in the survey.
You can watch our panel discussion and download the full report below.
Henry Woodcock, Robert Sinclair, Peter Williams and Louisa Sedgwick discuss the findings of the IRESS Intermediary Mortgage Survey 2016
Developed with the Association of Mortgage Intermediaries (AMI) and the Intermediary Mortgage Lenders Association (IMLA), this report provides insight to lender best practice and the experiences of intermediaries in the UK mortgage market.
How do you solve the challenges of an ageing legacy system? We interviewed COO's to find out their views.
Our report looks at how the dust has settled following the introduction of pension freedom and all the choices we now have to try and achieve a sustainable income.
1,000 end investors were surveyed to gauge their views on the impact of Brexit. This report produced in association with Compeer our research partner gives you the key findings.
We tracked developments in the market over 12 months and compiled data from leading lenders to produce one of the biggest surveys into UK lending.
A recent report found that as many as 9 in 10 advisers feel threatened by robo-advice. We grabbed our film crew and interviewed advisers for their thoughts.
What does the future of financial advice look like? We asked real advisers for their views and how they think robo-advice will impact their business.
We've analysed data from across IRESS digital products to share some key insights into daily investor activity and device useage.
We've tracked developments in the market over 12 months enabling lenders to benchmark their mortgage sales and originations systems and processes against the mortgage market as a whole.
The report marks changes in the 'at retirement' space, with a particular focus on the evolution of the annuity market, and how this is impacting decision-making and retirees' returns.
We have now published the fourth edition of our At Retirement Report, marking changes in the 'at retirement' space, and how this is impacting decision-making and retirees' returns.
Digitalisation has meant the needs and demands of consumers have undergone a seismic shift in the last decade.In this report, we examine how consumers interact with financial services and, more importantly, how they want to interact in the future.