In addition to featuring this innovative new product, The Exchange has been enhanced to allow advisers to compare dual life policies with single and joint life contracts on the basis of both cost and suitability.
This follows a successful pilot with IRESS clients including London & Country, Paradigm Mortgages, Sesame Bankhall Group and The SimplyBiz Group.
By offering this new functionality IRESS is helping advisers meet demand and fill gaps by providing its clients with more bespoke, cost-effective protection solutions.
The emergence of dual life as a further option in the UK protection market is an example of product manufacturers and technology software providers working together to support advisers and ensure their clients are getting the solutions most suitable for their needs.
Dave Miller said: “We welcome innovation and will always strive to collaborate with firms like Guardian to help them find their target audience via our technology sourcing solutions.
“Based purely on suitability, dual life policies clearly have a role to play for a good number of advisers and clients. Our sourcing solutions now make it easier to compare and contrast those benefits with other protection products.
“Advisers can of course currently structure existing products to arrive at the same dual life benefits, but a fresh approach is always welcome and we’re delighted to have played an integral role in Guardian’s launch to market.”
As part of this launch Guardian is also providing greater price certainty for those customers with a high BMI via our enhanced underwriting capabilities. Guardian joins the growing list of providers who have taken advantage of this service.
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