Iress strengthens investment in Xplan Mortgage with major platform upgrade

Iress has delivered a major upgrade to its Xplan Mortgage (XPM) platform, reinforcing its long-term investment in mortgage sourcing and its vision for a modern, integrated adviser experience.

The latest release redesigns the sourcing journey to improve speed, clarity and reliability for advisers. It forms part of Iress’ ongoing strategy to position XPM as the modern sourcing platform for the UK mortgage market.

The release focuses on four core improvements:

1. Simpler sourcing experience

The sourcing journey has been redesigned to reduce clicks and simplify product searches, making it easier for advisers to navigate the growing array of mortgage options on the market:

• All loan requirements and filters are now organised within a clear tabbed layout on a single page, removing the need to switch between multiple screens.
• Key action buttons have been brought to the forefront, aligning the workflow more closely with Trigold (Iress’ much-loved mortgage sourcing system, which uses the same data source).
• Product results can now be expanded to a full-page view with one click, making comparisons clearer and client conversations more effective.
  

2. Faster access to product information

Enhancements to the results screen enable quicker access to key product details, a crucial development given the increased choice and complexity of mortgage products today:

• Advisers can now double-click any product to instantly view lender notes in a tabbed layout, removing the need to open separate documents or browser windows.
• For buy-to-let cases, a new ‘quick add’ option allows advisers to enter the number of properties held by a landlord instead of inputting each one individually.

3. Broader sourcing capabilities

XPM now supports additional sourcing scenarios, helping advisers cater for a wider range of evolving client needs:

• Further advance products can now be sourced directly within XPM, while new EPC (Energy Performance Certificate) filters make it easier to identify green mortgage options linked to specific energy-efficiency ratings.
• It is also now possible to filter on products supporting Joint Borrower Sole Proprietor (JBSP) and Multi-Unit Freehold Blocks (MUFBs).

4. Stronger compliance and integrated services

Updates also enhance compliance and reporting, helping advisers comply with increased regulatory requirements. The redesigned product list report includes full product descriptions, a record of the filters used and selected products, strengthening audit trails.

The upgrade is part of Iress’ broader investment programme in XPM, as it continues to modernise its sourcing capability and support advisers navigating product volatility, regulatory change and capacity constraints. The upgrade has been developed in close collaboration with advisers, reflecting ongoing feedback on how sourcing tools must evolve in an increasingly fast-moving and complex market.

Iress’ Head of Product for UK Sourcing, Jacqueline Durbin, said: “This release forms part of a broader investment in XPM. We’ve worked closely with advisers to identify friction in their day-to-day workflows and understand what needs to change to help them operate more efficiently in a fast-moving market. The result is a more intuitive, scalable platform that reflects how advisers work today.

“Our focus is on meeting current needs while giving firms confidence they’re using technology built for the future, not constrained by legacy processes. Advisers need reliable technology that can keep pace with product volatility, support compliance, and deliver better client outcomes, without adding complexity. Our continued investment in XPM reflects those needs. We’re building a platform that supports advisers as their businesses grow and evolve, rather than limiting them as demands increase.”

Echo Finance’s Director, John Tarazi, who was part of the pilot for the upgrade, commented, “The redesigned sourcing journey and new features like the Joint Borrower Sole Proprietor option made our lives simpler and gave us more time to speak with our clients about their options. Xplan Mortgage really feels like a system built around the daily realities of a mortgage adviser.”